I’m like you, Wildflower - can’t wait to fling it off but then ache like hell (thanks breast cysts) when they’ve been freed. The weeks of and pre-period are nightmare! My breasts like being compressed into sports-type bras. No movement = no pain.
I absolutely love swimming topless. The feeling is amazing. My old neighbour had a pool that he allowed a few of us teens to use. I suspect that he was always hiding and spying and never felt comfortable until I was in the water. then my top would be dropped but never before.