Wrong time to be Naked !

Yes this HAS happened to me... Have you or your partner ever been waiting for you to come home absolutly starkers when they come in with a friend/relative ?? Years ago my Mother in law had a key for our house and let herself in, my hubby naked and errect came jumping down the stairs thinking it was me...just as I came in from work...ooopps 3 red faces, after that day she always shouted "it's only me!" ...anyone had experiences with female friends, hubby's mates, salesmen, tradesmen etc...come on this thread could get seriously funny!