We dont do dirty talk hubby might say “that feels so good” or “i feel really deep inside you” knowing i am close to orgasm as i am very vocal can tip him over. Me its normally things like oh god and oh f@ck but we never call one another names.
Although he did once call me a bitch not during sex or anything like that, but i soon let him know that it was not appreciated.
For us im pretty quiet , I’ve learned to be more vocal. We generally go too I’m going cum. My wife will go from ooh god. To I’m going to cum Too fuck , fuck I’m cuuuming The tone puts me over the edge and we both end up coming at that point
Normally, if a guy just says “I’m going to cum” that usually tips me over the edge. One of my exes used to ask me to say “I want your baby” or “knock me up” and he would cum a bit too quickly!