Do people to prefer to masturbate fully clothed, partially clothed, through or over underwear or fully naked?
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Completely naked.
It’s like making love to myself.
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April here, Fully nude when at home, but if I do it secretly elsewhere usually I have one of my hands in my panties or my pants pulled down.
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Man here (in case it’s relevant to perception). I’d say when I masturbate it’s 80-90% naked (bedtime or first thing in the morning) but another 10-20% that is the cranking one out in the middle of a work-from-home day or before the kids get home from school to take the edge of solo parenting.
I rare RARELY masturbate except when wifey and I are apart due to work travel, usually. I honestly can count on my fingers the number of times I remember masturbating when we weren’t sleeping apart since we started having sex. But when we are apart it’s a daily affair, sometimes more. If she’s gone for 4 nights in a week (a normal trip) it’s usually 4 times at bedtime, once in the morning, and one day that I slip one in mid-day.
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I’m 50/50. It depends on the time of day. I will say being some what dressed feels naughty. Like you know you shouldn’t be doing it but “oh well here we are”. Maybe I’m just strange 
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I don’t like being fully naked when I do it. I prefer to remain mostly clothed. The idea of someone walking in on me when I am totally nude and going to town on myself terrifies me.
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It’s a mix for me and depends on the type of session I’m having. Usually pants down if a quicky and naked for longer sessions.
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For me it’s mostly partially undressed, I don’t like anything on my bottom half when I do, just feel a bit restricted.
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For me it’s down to different situations and different scenarios, I like to be naked at times other times partly naked, and totally clothed running a vibrator through my clothes. Fully clothed is a very different experience, love the restriction feeling and it being rather naughty.
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Most of the time I’m at home I’m naked so mostly naked masturebation at home. At any over times it would probably be trousers and knickers down as I don’t like my cock and balls being restricted and there’s always a chance of getting cum on my trousers.
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Mostly clothes on, probably circumstantial rather than planned
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@user1295 Naked, but personal choice I guess 
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Half naked for me.
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Whatever works. On, off, whether there is an audience, circumstance all play a part. Probably more slightly clothed than naked or fully clothed.
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Half naked for me. Unless I’m doing it in the shower. Or we are away camping at a fully private site
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Naked or wearing some of wifes lingerie.
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I like to be naked but it depends on the temperature
I don’t think it would be appropriate to be naked in the car 
Usually wearing some lingerie 
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Totally depends on when the mood has taken me ,but if its during a date night I’m usually dressed up but if its a cheeky bit of me time always the bottom half exposed for easier access a maybe boobs out as well as I sometimes take a pic of myself while doing it and send to my husband .he’s always loved it when I have sent pics in the past
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