It depends on what we are doing. If I am lucky enough to be wrapped in rope will be naked other times will wear lingerie on to entice and tease..
On, it's body confidence thing, nice undies make me feel sexier.
I like to keep it on.
Before kids I'd usually take it off eventually. After kids... i pretty much wear lingerie 100% of the time we have sex!
My OH likes to be caressed through her lingerie before I pull it to one side and, well you get the gist.
Myself and my OH like to keep it on. He loves seeing me in it, I feel sexy plus when I've spent money on something I like to get as much use out of it as possible!
OFF and ON. Its horses for courses. There is a time for each as there is never any hard and fast rule. Personally on specal occassions my wife loves dressing in someting seductive and going out for dinner or on the town. She loves that she is wearing some thing femine and naughty underneath or sometimes nothing at all. If all goes well she will undress for me when we get back as she loves to be in her skimply lingeries and heels with me almost fully clothed. She likes a well dressed man and it turns her on as well as me to have sex or oral when clothed. Incidently her boobs can be in or hanging out of the bra for access and it gives a great place to grab a hold of too when trusting too ! Panties are great but a bit of a cheesewire when I am inside her so go crotchless or just remove them. They also do well in my mouth when we have sex or she attends to my cock as I adore her scent and taste mixed with some femine perfume.
Keeping stockings and heels on only is as good as naked as it of course allows full access to all the major entry points for teasing and playing :-)
I never personally wear underwear anyway sooooo access to me is as simple as 'unzip' and she likes that she can see my aroused state bursting to get out because of her.
So there are occassions for each never way, dont stick to any one thing as the novelty could wear off, improvise adapt and keep it seductive, erotic and above all FUN for both of you. 
Its a big issue I can't decide then fall asleep lo!
Me : off
Him : on
They said opposites attract
Big fan of on. What's the point of buying it for a few minutes of wearing only to take it off for the real fun? 
I love when the lingerie is left on, Pulling my wifes thong to the side while I slide my hard cock inside her just feels abit naughtier it drives me crazy... :)
pulling knickers to the side while having sex fells so naughty it is good when a quicky is on offer😜
We always prefer to keep it all on, providing that it's comfortable for who ever is wearing it. Baby dolls and crotchless are a fantastic way to go but we've never really had problems with none crotchless. You just push it out the way
On
I like a bit of both... crotchless is good. Easy access while keeping it on 😜
On because I like to put my mark on it. That primal instinct to scent mark , dirty something that is clean Mmmmmmmm.
Might always end up on the light, but if you want them on try the crotchless ones. These ones are really comfortable and tbh I'd happily have sex on them x
Golfer_guy wrote:
Thanks for your advice everyone
now all I need to do is find a way to suggest she wears her lingerie for sex.
any suggestions on this area?
I would ask her if she would like any special underwear, what she would like and say that you would be happy to buy it for her. let her choose and show appreciation of whatever she does, she might be encouraged then to choose more racy stuff in the future.
as for if you wear it under normal clothes, some folk will & some won't. I prefer to wear more normal undies during the day, then shower and 'dress' before bed.
if she doesn't feel comfortable with really racy stuff at the moment, what about a beautiful (classy) silky nightie, with a matching robe maybe? shops like M&S sell nice things and are less threatening then full on sexy stuff at first.
you could also try putting 3 wishes each in a hat, making dressing for sex one of yours. she might surprise you with her wishes!
I think that's a great idea Susan50.Three wishes in a hat sounds like fun.I'll bear that one in mind myself for future reference.
Golfer_guy I think you have had some super advice here so it's now going to be for you either to surprise your partner or discuss it together beforehand.Only you will know which will suit your relationship best so good luck and I hope this all goes well for both of you.